Question 1

Does BREAD FINANCIAL PAYMENTS sponsor green cards?

Accepted Answer

Yes. BREAD FINANCIAL PAYMENTS has filed 11 PERM labor certification applications with the Department of Labor, with 11 certified. The median processing time from filing to decision has been 438 days.

Question 2

What is the current PERM processing time?

Accepted Answer

The DOL processing time from PERM filing to decision typically ranges from 6 to 18 months. This does not include the prevailing wage determination (1–6 months) or the recruitment period (2–3 months) that happen before filing. For BREAD FINANCIAL PAYMENTS, the median processing time from filing to decision has been 438 days. See the processing time chart above for year-over-year trends.

Question 3

How long does it take to get a green card through BREAD FINANCIAL PAYMENTS?

Accepted Answer

The full employer-sponsored green card timeline depends on three stages: PERM labor certification (6–18 months), I-140 petition with USCIS (4–6 months, or 15 days with premium processing), and adjustment of status or consular processing. For applicants from countries with visa backlogs like India and China, the wait for a visa number after I-140 approval can add years. The total process from start to green card typically takes 1–5+ years.

Question 4

What triggers a PERM audit?

Accepted Answer

The DOL may audit a PERM application if certain risk factors are present: layoffs within 6 months of filing, the foreign worker having an ownership interest in the company, job requirements that exceed the norm for the occupation, foreign language requirements, or combination occupations. An audit requires additional documentation but does not mean the case will be denied.

Question 5

What is BREAD FINANCIAL PAYMENTS's PERM approval rate?

Accepted Answer

BREAD FINANCIAL PAYMENTS has a 100% PERM approval rate across 11 total applications (11 certified, 0 denied, 0 withdrawn). The national average PERM approval rate is approximately 85%. Note that withdrawn cases are not counted in the approval rate calculation.

Year	Filings	Certified	Median Processing Days
2024	3	3	489
2023	7	7	423
2022	1	1	364

Job Title	Salary	Location	Filed	Decision	Days	Status
Data Scientist G-100-24222-257910	$92,200	Columbus, OH	Aug 9, 2024	Dec 17, 2025	495	Certified
Senior Engineering Manager, Data Engineering G-100-24032-685686	$175,510	Columbus, OH	Feb 1, 2024	Jun 12, 2025	497	Certified
Lead, Credit Management G-100-24029-675480	$140,000	Columbus, OH	Jan 29, 2024	May 18, 2025	475	Certified
Sr Analyst, Credit Management G-100-23313-492912	$108,675	Columbus, OH	Nov 9, 2023	Mar 20, 2025	497	Certified - Expired
Sr. Data Scientist G-100-23234-286944	$106,200	Columbus, OH	Aug 22, 2023	Dec 5, 2024	471	Certified - Expired
Senior Staff Engineer G-100-23188-174689	$119,500	Columbus, OH	Jul 7, 2023	Sep 17, 2024	438	Certified
Lead Analyst, Credit Management G-100-23166-116012	$138,000	Chadds Ford, PA	Jun 15, 2023	Jul 18, 2024	399	Certified
Portfolio Analytics Specialist A-23080-15737	$108,326	Columbus, OH	Apr 7, 2023	Apr 24, 2024	383	Certified
Senior Software Developer - Innovation A-23079-15210	$157,000	Columbus, OH	Mar 28, 2023	Apr 9, 2024	378	Certified
Lead Data Scientist A-23019-89437	$130,493	Columbus, OH	Feb 17, 2023	Mar 15, 2024	392	Certified-Expired
Senior Category Strategist & Tool Management A-22277-32908	$128,315	Plano, TX	Nov 2, 2022	Nov 1, 2023	364	Certified-Expired

BREAD FINANCIAL PAYMENTS — Green Card PERM Data

BREAD FINANCIAL PAYMENTS PERM & Green Card Filings

PERM Filing Risk Factors

PERM Filings by Quarter

PERM Processing Time by Year

All PERM Filings

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